Managing Your Credit and Debt
- Introduction
- What's Your Credit Rating?
- Reasons for Being Denied Credit
- Using Your Credit Card Safely for Internet Purchases
- Reestablishing Credit
- Talk to Your Creditors
- Collection Agencies
- Credit Counseling
- Alternative Ways to Pay Off Your Debt
- Paying Your Debt to Uncle Sam
- Bankruptcy
Introduction
A credit report is a summary of your credit history. You should take a look at yours, especially if you have problems with debt.
Our "cashless society" makes having available credit absolutely necessary.
How much credit you get will depend largely on what your credit report says. The information on it will determine your credit rating. The first step in managing your credit is to understand the possible reasons for being denied credit. It is also important to understand how to safely use your credit card for Internet purchases.
Even if you have a poor credit history or have declared bankruptcy, there are things you can do to reestablish credit. You also have certain rights if you are approached by a collection agency. And you may benefit from the services of a credit counseling agency.
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Securities and insurance products are offered through INFINEX INVESTMENTS INC. and its affiliates, member FINRA/SIPC. Infinex Investments Inc. and Exchange Investment Services, Inc. are independent entities.
Securities and insurance products are offered through INFINEX INVESTMENTS INC. and its affiliates, member FINRA/SIPC. Infinex Investments Inc. and Exchange Investment Services, Inc. are independent entities.
Not FDIC Insured | Not Bank Guaranteed | May Lose Value | Not Guaranteed by any Government Agency | Not a Bank Deposit
This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. registered representatives. Infinex Investments Inc. registered representatives may only conduct business with residents of the states for which they are properly registered. Please note that not all the investments and services mentioned are available in every state.
