Diverse group of people on porch smiling

Financial Answer Center

Managing Your Retirement Investments

How Is Investing for Retirement Different from Other Investing?

It is not. Any investment program needs to consider the rate of return, your risk tolerance, and your time horizon. Young people investing for retirement have a long-term time horizon. Investing in stock mutual funds makes sense. When you are age 50 and above and closer to retirement, more conservative investments such as bonds and cash may be more appropriate.

The process you go through in investing for retirement is the same as investing for other purposes. What is your goal? What do you have to work with? When will you need the money? Getting clear about your goals always eliminates unwanted or unnecessary alternatives.

When managing your investments, you will need to understand risk, which comes in different forms. You will also need to understand the different challenges and rewards of investing in individual stocks or mutual funds. Given the ups and downs of the market, diversification is an essential part of any investment strategy. And you should know where to go to evaluate the performance of your investments.

Share Article:
Add to GooglePlus

FINRA SIPC
Securities and insurance products are offered through INFINEX INVESTMENTS INC. and its affiliates, member FINRA/SIPC. Infinex Investments Inc. and Exchange Investment Services, Inc. are independent entities.
 
Not FDIC Insured | Not Bank Guaranteed | May Lose Value | Not Guaranteed by any Government Agency | Not a Bank Deposit
 
This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. registered representatives. Infinex Investments Inc. registered representatives may only conduct business with residents of the states for which they are properly registered. Please note that not all the investments and services mentioned are available in every state.
 

BrokerCheck